Life Care Planning
Putting Plans in Place Sooner Rather Than Later: Palm Beach County Elder Law Attorneys
Aging is a natural phase of life. As you age, you may require more medical care and additional assistance with activities of daily living. These services are expensive and, unless you create a thoughtful plan to pay for them, could quickly deplete your life savings and consume the entire inheritance you planned to leave to your family. In addition, your loved ones could be placed in the difficult position of determining what types of services you would have wanted should you ever become incapacitated and unable to make these choices for yourself.
During the past 30 years, Walser Law Firm has focused on this constantly changing field of law. Our Boca Raton life care planning lawyers have watched the prices for crucial senior services skyrocket in Florida and, in response, we have developed innovative solutions for our clients to secure the quality life care they need.
However, to truly be effective, we advise you to begin making your life care plan sooner than later. The earlier you begin planning, the more options you have available. Our lawyers can help you create a comprehensive life care plan that includes:
- Long-term medical and assisted living care
- Medical and end-of-life decisions should you become incapacitated
- Guardianship and conservatorship appointments
- Estate planning tools that support your long-term care plan
You cannot see into the future and predict the extent of care you may need many years from now. But, you can put a plan in place that covers the costs of whatever care you need. Our lawyers advise on such financial long-term planning resources as:
- Health insurance that offers adequate medical coverage for aging adults
- Long-term care insurance policies that cover costs of nursing homes, assisted living facilities and in-home health aides and nursing services
- Medicaid eligibility while preserving your assets and financial security
- We speak candidly about potential challenges you may face in later years and tailor an effective plan suited to your individual circumstances.
Making Your Own Decisions
You have the ability to make crucial decisions ahead of time in case you ever become incapacitated. We advise you to draft advanced directives that clearly state your medical and end-of-life decisions to be carried out if you are unable to express your wishes. These important documents ensure that your wishes are honored and relieve your loved ones of making potentially heart-wrenching decisions. Through advanced legal documents, you can also appoint a trusted family member or friend to carry out your wishes.
Guardianship of an Adult
Many seniors remain able to make vital medical and financial decisions throughout their lives. However, an illness, an injury or dementia could render your loved one unable to care for her or himself. In this case, you may need to seek court appointment of a guardian.
A court-appointed guardian is tasked with making decisions on behalf of an incapacitated adult, called a ward, that are in the ward’s best interests. The court must first determine that the adult is incapacitated through an evidentiary hearing. The guardian remains accountable for her or his decisions and must periodically update the court on those decisions. Generally, the Florida court attempts to impose the least restrictive relationship on the adult. For example, if a power of attorney provides enough protection, the judge may rule that guardianship is not necessary. The guardianship relationship may be terminated at a later date if the ward regains capacity.
Create Your Long-Term Care Plan Today
Walser Law Firm helps you create an effective long-term care plan. Call our Boca Raton main office or our Palm Beach Gardens office location at 561.750.1040 or email us to schedule an appointment with our estate and care planning lawyers.