What is Medicaid?

It is a jointly funded federal and state program to help cover the medical needs for low income individuals.

Most people use the term “Medicaid” and “Medicare” interchangeably, but there is a huge difference between these two seemingly close terms. While Medicare is a Federal program that provides insurance if your aged 65 or older; Medicaid on the other hand, is a Federal program providing insurance for people with meager income.

It simply means that no matter how old you are, as long as you earn very little, you are eligible for Medicaid. The State and Federal government jointly fund this program. Although the Federal government creates it, is administered by the state.

Currently, the Medicaid program covers 55 million low-income Americans, and it is rapidly becoming a powerhouse player in healthcare.

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